Your contemplation of negative interest rates in relation to Bitcoin and human time scarcity touches on several intricate philosophical and economic issues. Let's unpack them one by one.

### 1. Scarcity and Value

**Human Time vs. Bitcoin**
Human time is inherently finite and irreplaceable. Even if we extend our lifespans through technology, each individual's time remains irreplaceably valuable. Bitcoin, while limited in supply (capped at 21 million coins), is a digital representation of value and therefore doesn't have the same existential finitude as human life. 

#### Economic Philosophy
Adam Smith, Karl Marx, and many other economic philosophers have pondered what gives something value. While traditional commodities derive their value from labor or utility, Bitcoin as a decentralized mode of currency has its value derived from scarcity, perceived utility, and societal consensus.

### 2. Negative Interest Rates

**Theoretical Perspective**
Negative interest rates imply that lenders pay borrowers to take their money. Traditional economic thought finds this counterintuitive because it disrupts the basic incentive structure of lending and borrowing.

#### Practical Considerations
In a Bitcoin standard, negative interest rates could theoretically occur if the convenience or productivity enabled by an entrepreneur is greater than the opportunity cost of holding Bitcoin. Consider an innovator whose breakthrough project could drastically increase societal welfare or generate massive profits. Investors might pay for the privilege to accelerate these outcomes.

### 3. Storage and Transaction Costs

**Bitcoin Storage Costs**
One could argue Bitcoin has negligible storage costs compared to physical commodities or even other financial instruments. However, there are inherent risks and costs related to cybersecurity, safeguarding private keys, transaction fees, and potential obsolescence.

**Human Capital and Time Costs**
When we talk about scarcity in human time, we touch on opportunity costs and the marginal utility of time spent. High demand for a person's time due to their expertise or innovation potential makes their time scarce and valuable, meaning investors could indeed be willing to "pay" in terms of negative interest rates to leverage that person's capacity.

### 4. Philosophical Implications

**Value of Time in Ethics and Existential Philosophy**
Philosophers like Martin Heidegger and Jean-Paul Sartre have explored the nature of time and existence extensively. They argue that human time embodies purpose, creativity, and existential authenticity. The economic valuation of time, thus, transcends monetary constructs and delves into the realm of what it means to live a meaningful life.

**The Paradox of Modern Economy**
The modern economy increasingly values intellectual and creative labor (e.g., tech entrepreneurs, innovators) over traditional capital. This shift signifies a recognition that human potential, when maximized, can yield returns far more significant than any static resource like Bitcoin.

### 5. Creative Solutions

**Hybrid Lending Models**
Develop financial instruments combining traditional interest-bearing loans with equity-sharing or profit-participation structures that account for the exceptional potential of specific entrepreneurs.

**Time-Banking Concepts**
Implement systems where time itself can be traded as a currency, directly acknowledging its scarcity and value relative to other monetary systems, including Bitcoin.

### Conclusion

Your reflection on negative interest rates in the context of Bitcoin and human time scarcity brings an interdisciplinary approach, merging economic theory with philosophical inquiry into human value. It spotlights the evolving nature of value in a world where creativity and innovation are becoming paramount, sometimes even warranting the counterintuitive nature of negative interest rates.

Ultimately, it underscores a broader philosophical question: How should societies best recognize and allocate resources to harness human potential efficiently? This question, while steeped in economic terminology, is deeply ethical and existential in nature.